Term deposits are profit-bearing fixed deposit accounts offered by Stima Sacco to its members. These deposits provide convenient means of investing funds which are not required for immediate use on higher interest-bearing rates than Savings Accounts. Presently the following products are being offered by Stima Sacco

Call Fixed Deposit
A call deposit account has no fixed deposit period, provides instant access to funds, and allows unlimited withdrawals and deposits. Features:
• Minimum of Kes 5,000.00
• Attractive interest rate
• Can be accessed upon demand without forfeiture of interest
Fixed Deposit for 3, 6- and 12-months’ deposits
It’s a fixed term savings account with a pre-determined interest rate. Features:
• Minimum of Kes 5,000.00
• Funds can be fixed either for 3, 6 or 12 months
• Attractive interest rates
• Forfeiture of interest if withdrawn before maturity
• No monthly charges
Golden Savings Account
• Minimum deposit of Kes 60,000.00 for a period of 12 months
• Attractive interest rate
• Interest paid monthly to Prime Account
• Funds may be used as loan collateral
• Premature withdrawal will lead to forfeiture of interest