your future secured


Mpawa Insurance Agency is fully owned by Stima DT Sacco Society Limited. The Agency was licensed under the Insurance Act on 20th May 2019 and offers all classes
of insurance, both life and non-life including medical products. The Agency also offers claim and risk management services both to members and non-members.

Mpawa auto insurance policy protects the insured against financial loss if the motor vehicle is involved in an accident, burnt, or stolen. The cover is for accidental own damage or loss to the motor vehicle and its accessories.

• Comprehensive cover
• Loss of use for 14 days (Courtesy Car)
• Towing Limit of Kes 50,000.00
• Authorized Repair Limit of Kes 50,000.00
• Windscreen Limit of Kes 50,000.00
• Radio cassette of Kes 50,000.00
• Emergency Medical of Kes 50,000.00
• Personal Accident for Insured/Authorized Driver of Kes 250,000.00
• Cost of alternative accommodation of Kes 10,000.00
• Loss of Keys following an accident of Kes 15,000.00
• Passenger legal liability- Any One Passenger of Kes 5 million, Per Event of Kes 20 million.
• Own Damage Excess Protector
• Geographical Area: East Africa
• Political Violence, Riots, Strike & Terrorism is covered

Rate: 3.75% plus 4,200 for Loss of Use Minimum Premium Payable is Kes 24,309.00


Car Value (Kes)            

Annual Premium (Kes)













Mpawa Insurance FAQS

Mpawa Insurance Agency is fully owned by Stima Sacco Society Limited.

Mpawa deals with all classes of insurance including Motor, Medical, Domestic Package, Fire etc.

Yes. M-Pawa offers various types of motor insurance covers depending on the type of the car, the age of the car and the use of the car. These covers can be categorized into either Comprehensive or Third Party.

Yes. The maximum age for a vehicle to be insured comprehensively is 15 years.

This insurance is affordable compared to the prevailing market rates and provides a wide range of extensions which are not covered by a normal insurance motor policy.

Yes. Mpawa has a family Last Expense cover which currently covers 10 family members with a range of options available. The lowest option goes for an annual
premium of Kes 3,300.00 per family per year.

Mandatory documents include copies of proposer’s ID, KRA Pin, Logbook, and an estimate of the vehicle’s value.premium of Kes 3,300.00 per family per year.

You will be required to produce your ID, your KRA Pin and a copy of the vehicle’s logbook.

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