Deposit Money in your  Account Via M-pesa.
Go to Mpesa Menu on your Safaricom line
Select Payment Services/Lipa na Mpesa Select Paybill
Payment Details
Enter business no - 823244
• For Alpha Deposit, Enter account no 802xxxxxxx00
• For shares Capital, Enter account no 800xxxxxxx00
• For Prime a/c Enter account no 801xxxxxxx00
• For Registration a/c Enter account no 809xxxxxxx00
Where xxxxxxx is your Member number (7 digits).
• NB: Your membership number ought to be seven digits.
Payment Details
Enter the amount you wish to pay
Enter your M-PESA PIN Confirm details are correct and press OK
Deposit Money in your  Account Via M-Pawa.

The Stima SACCO Mobile Banking app for Kenya’s Stima SACCO customers. It is your Mobile Wallet for all your banking and financial needs. Stima SACCO Mobile Banking app provides an easy, secure, anytime and anywhere banking way to: -access your account, send money, withdraw cash, transfer money and buy airtime -access to M-Pawa unsecured instant loan -a channel to repay all your SACCO loans -access channel to view all your bank statements and your mobile loan viability The M-Pawa app… allowing you to be in charge of your money.

Mpawa app login page
Mpawa menu
How do I register and access and use M-Pawa Service?
How to Register for M-Pawa Service
1. Visit your nearest Stima Sacco Branch and fill in the M-Pawa application form.
2. When successfully registered, you will receive a start PIN on the registered mobile number?
How do I register and access and use M-Pawa Service?
How to activate M-pawa After Successful registration
3. Dial *489# and enter your start pin.
4. You will be prompted to change your PIN and confirm. The new PIN should be 6 digits.
5. When PIN is saved successfully you will be prompted to log in again to set up security questions.
6. Dial *489# and enter your new PIN.
7. Answer security questions asked (Kindly note the answers are case sensitive.
How to activate M-pawa After Successful registration
Instant VISA ATM

Stima Sacco Prime account holders can access branded Visa ATM cards commonly known as Sacco Link Card. This allows our members to access their funds any time through the Cooperative bank ATM, Co-op Kwa Jirani, and any Visa branded ATM’s. The card is also accepted in the VISA Electron branded