“The secret of change is to focus all your energy not on fighting the old but on building the new.”

Stima DT Savings and Credit Cooperative Society Limited (Stima Sacco) was established in 1974 to serve employees of the then East African Power & Lighting Company.  There have been several developments since then, such as Stima Sacco upgrading to a Deposit Taking Sacco, hence the name Stima DT Sacco, and open membership to all Kenyans among other key improvements.

Stima DT Savings and Credit Cooperative Society Limited (Stima DT Sacco) is a leading, country-wide, fast growing, and licensed DTS (Deposit Taking Sacco) with an Asset Base of Kshs. 46bn, Deposits of over Kshs. 34bn, Loan Book of over 36bn and membership of over 154,000 derived from the energy, utilities, education, services, diaspora, individuals, groups/ Chamas, small and micro enterprises (SMEs) among other sectors.



Our key priority in the 2019-2024 Strategic Plan is to transform our business model and grow through innovative products, unparalleled customer service, aggressive resource mobilization, and expanded distribution channels. The plan aims to advance sustainable growth through sound governance and by observing and implementing  the cooperative & operative principles. The pillars of this plan are business growth & brand equity, member value creation, and capital & financial sustainability.


1ST Deposit Taking Sacco to be licensed by Sasra and holds license number one
1ST Sacco to launch Instant ATM service
1ST Sacco to introduce Mobile Banking service
1ST Sacco to offer cheque truncation service
1ST conventional Sacco to launch a Shariah compliant product line
Introduced agency banking outlets